Continuity Subscription Merchant Account

Dedicated continuity subscription merchant account for recurring billing operators. Real underwriting, stable dedicated MIDs, 500+ integrations, and fast approval with real underwriting, 1-4 business days on clean files. 100,000+ businesses, $12B+ processed, 13+ years.

13+ years underwriting continuity & subscription operators

Dedicated account manager on every account

About 7 minutes · No obligation · Real underwriter quote

9:30

EPD Commerce

Orders

Date
Today

L

Lewis Adkins

Sale at 06:16 PM

$1,345.00

Paid
2025-09-18

K

Kelly Sims

Refund at 08:23 PM

$12.00

Paid
2025-09-17

L

Lucy Horton

Sale at 11:10 PM

$5,737.00

Paid

L

Lewis Adkins

Sale at 03:34 PM

$1,345.00

Paid
Dashboard
Orders
Easy Charge
Customers
Other

Trusted by continuity operators and 100,000+ businesses

A selection of 100,000+ businesses we support all with dedicated merchant accounts, including high-risk categories like continuity and subscription billing.

100K+ Businesses

$12B+ Processed

13+ Years

500+ Integrations

Forbes
Inc. 5000
Merchant Maverick
Trustpilot
Microsoft Start

Built for continuity subscription billing, done right

Continuity subscription merchant accounts on dedicated MIDs, with real underwriting and recurring-billing tooling baked in.

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Built for continuity billing

Continuity subscription merchant account for auto-rebills, retries, and recurring billing revenue.

Stable, dedicated merchant accounts

Your own MID for continuity subscription merchant services, not a shared aggregator pool.

500+ integrations

Connect your subscription platform, CRM, and billing tools. Hosted checkout included.

Direct marketing continuity support

Accounts underwritten for direct marketing continuity subscription merchants and volume.

Continuity and subscription models we support

Recurring billing, free trials, and membership programs:

  • Monthly subscriptions
  • Annual subscriptions
  • Auto-ship programs
  • Trial offers
  • Free-plus-shipping
  • Continuity clubs
  • Membership sites
  • SaaS billing
  • Coaching programs
  • Digital memberships
  • Supplement auto-ship
  • Coffee subscriptions
  • Box subscriptions
  • Pet food auto-ship
  • Skincare continuity
  • Negative-option billing
  • Straight-sale subscriptions
  • Prepaid multi-month
  • Hybrid trial-to-recurring
  • Usage-based billing
  • Dunning management
  • Account updater
  • Chargeback monitoring
  • Dedicated MID

Properly disclosed continuity programs scale cleanly when the MID and underwriting match the model.

Easy Pay Direct vs. generic aggregators for continuity subscription merchant accounts

A continuity-subscription business needs more than a generic checkout. A dedicated MID is underwritten for recurring billing volume from day one.

FeatureEasy Pay Direct dedicated accountPayment Facilitator / PayFac StripeShopifyFanBasisWhop
Account type Dedicated MID, your business's name on file Shared account with thousands of others
Getting shut down Rare. Real underwriting means fewer surprises Frozen funds and account terminations are common
Volume caps Process what your business needs Hit a ceiling, get flagged, get held
Chargeback support Human team fights disputes with you You're on your own
Integrations 500+ integrations, we work with your stack Locked into their platform
Recurring billing Auto-rebills, card retries, vaulting, dunning Basic charges. Failed cards just fail
Approval Real underwriting in 1-4 business days Approved, then account reviewed later. Causing holds or shutdowns
Account manager Dedicated human who knows your business Support ticket queue
When things break Text your account manager Wait for chat, hope for a response

The cheapest processor is the one that doesn't shut you down. If your account froze tomorrow, could you make payroll? That's the real cost of picking on rate alone.

And that "low rate" a PayFac advertises? It's never what you actually pay.

A Clear, Risk-Aligned Approval Process

We structure approvals around your business model to ensure long-term payment stability.

1

Apply

Submit your business details.

2

Verify

Upload supporting documents

3

Underwriting

Our bank relationships, your advantage

4

Go Live

Start processing with confidence Plus continued optimization and support

Get Started

Simple, Transparent Pricing You Can Trust

Clear pricing and honest terms, so you always know what to expect.

Online Card Rate

2.69% + $0.36

per transaction

Setup Fee

$99

waived if documents are submitted within 24 hours

Monthly Fee

Typically $25

varies by business type and volume

Custom pricing is available for higher-volume merchants. Every account includes chargeback tools, decline recovery, and access to 30+ banking partners.

Get Started

No obligation, fast approval, real support

Get More Transactions Approved

Payments Success Rate

0

%

+24%

Success

2,981

Failure

171

Top 5 Failure Reasons

Insufficient funds

82 (44%)

Issuer declined

40 (21%)

3D secure failed

36 (18%)

Timeout

23 (10%)

Card expired

12 (5%)

Operators trust Easy Pay Direct with their continuity and subscription volume

Operators like Frank Kern, Dean Graziosi, Amy Porterfield, Perry Belcher, Ryan Deiss, Hal Elrod, and Roland Frasier have processed with Easy Pay Direct, among 100,000+ businesses.

TK

Timothy Krulia

3 reviews

"We've worked with Easy Pay Direct for years. They have helped secure merchant accounts that pair well with our client's needs, and have excellent customer service supporting these accounts. I highly recommend Easy Pay Direct as a trusted merchant provider."

JM

Jim Morales

3 reviews

"EPD are rockstars at E-Commerce merchant processing service. We've been very happy since switching to them and they're always reliable, fast to respond and act with an ownership mindset. Valued partners we hope to grow with in the future!!!"

J

Jesse

Trustpilot review

★ Trustpilot

"All the right stuff. Great company. Flawless communication. They integrated with my shopping cart and did all the work for me. I can text or call them anytime and get a response almost immediately. Ease, competence, and the results I sought. I highly recommend!"

Continuity Subscription Merchant Account · Frequently Asked Questions

Answers to the most common questions about continuity subscription merchant accounts, recurring billing, and direct-marketing continuity processing.

What is a continuity subscription merchant account?

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How is a continuity merchant account different from a standard merchant account?

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What is direct marketing continuity subscription processing?

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Can I get a continuity subscription merchant account if my vertical is high-risk?

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How does continuity billing credit card processing work on Easy Pay Direct?

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What integrations does Easy Pay Direct offer for continuity subscription payment processing?

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How fast is approval for a continuity subscription merchant account?

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What does continuity subscription merchant services pricing look like?

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Do you support continuity billing merchant accounts for subscription box and membership businesses?

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How do I apply for a continuity subscription merchant account with Easy Pay Direct?

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Get your continuity subscription merchant account started